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How Can I Save Money?
I bet you're looking in the mirror right now wondering "how can I save money?". Money is a very emotive subject, so powerful it can bring a relationship to it's knees. Even the relationship with your parents.
There are plenty of ways that you can save money. I'm not going to go into intricate detail, just going to give you a brief overview. There are plenty of more in depth articles from experts in this field. I'm telling you from a layman's perspective.
How Can I Save Money Tip 1
When going to the supermarket, where possible pick the supermarket's own brand product, in most cases this is far cheaper than buying the well known brands. I find that with these well known brands you're really paying for the name, the ingredients within are the same. In some cases, the products are made at the same factory, they just stick a fancy label on the front and charge more money.
Also look for special offers like BOGOF (Buy One Get One Free). Look on the packaging for money off vouchers on your next purchase.
How Can I Save Money Tip 2
I hate the 2ps and 1ps you get in your change, instead of trying to foist them off on some shopkeeper, even though the vast majority of shopkeepers appreciate those 2ps and 1ps.
Get a container of some sort, for example a jam jar, or a whiskey bottle, or something similar. Get those 2ps and 1ps and put them in the jar and when the jar is full, go and get the money exchanged for vouchers or cash.
I use a Coinstar machine (a big blue machine found in supermarkets in the UK). Sure they take their cut from you to process the coins but it's well worth it. Also don't feel embarrassed about carrying containers full of coins to the machine. The people giving you funny looks are the ones who wish they had change to put through the machine.
I've even used carrier bags in the past to transport the coins.
How Can I Save Money Tip 3
If you've got a loyalty card for a supermarket, then make sure you use it, it won't save you money in the short term, but those vouchers that are sent to you in the post every 3 months really come in handy. They've got me out of trouble plenty of times when the moths have been attacking my money.
How Can I Save Money Tip 4
Look for deals online, there are plenty of voucher sites out there, that list voucher codes for a wide range of online and offline products. In some cases you can get up to 50% off the normal price. You can even get money off hotel rooms if you need a break away from the strains and stresses of life.
How Can I Save Money Tip 5
Credit cards, no I'm not going to tell you to cut them up. You can save money by simply switching to another credit card provider. Look for 0% APR deals and see how long the interest free offer lasts, also look for cards that offer a free balance transfer.
Why pay an extra 29.9% APR on your purchases when you can jump from card to card taking advantage of interest free deals? If you're unable to jump from card to card, then think about paying off the full balance each month. That way you won't get charged by your credit card company.
I hope that these tips have been of some use to you. So hopefully when you get up in the morning you won't be thinking to yourself "how can I save money?"
Richard Arblaster
http://www.richard-arblaster.com/
Email: richard.arblaster@gmail.com
Skype: wizard1974uk
Tel: +44 7562 979 308
I write articles about anything that interests me, my main passions are social media and finance. I'm also a great observer of people and the world around me, that is expressed in my articles.
So go ahead and visit my site now, you'll be glad you did, I might even be able to brighten your day.
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